REVOLVING LOAN FUND

Provides on-the-spot financing and flexibility to begin construction immediately.

• Provides smaller transactions (less than $1 million) access to investment grade, long-term, fixed rate bond financing
• Competitive short-term rates

NORTHWEST OHIO BOND FUND

Investment grade rated with new preferred rate taxable bond program.

• Long-term fixed rate financing for $1-10 million
• Terms of up to 10 years on equipment and/or useful life
• Tax-exempt financing for qualifying manufacturers as well as non-profit 501(c)3 and governmental operations

ENERGY SPECIAL IMPROVEMENT DISTRICTS (ESID)

Formed under the Energy SID Law in the State of Ohio and is also known as “Property Assessed Clean Energy (PACE)”

• Uses property tax evaluations as the payment method for energy efficiency improvements
• Utilizes the Northwest Ohio Bond Fund capacity to fund improvements

PUBLIC/PRIVATE PARTNERSHIPS

Designed for government and non-profit entities.

• Brings value of depreciation and tax credits to the pricing of public projects
• Uses the Northwest Ohio Bond Fund in conjunction with other equity, grants and tax credits
• Owned initially by a private owner that can utilize the tax benefits and provides for ultimate asset control and reasonable purchase options for the public entity
• Generally for larger, complex projects with significant tax credits, such as, wind, solar, biomass and geothermal